, small and medium-sized businesses in a variety of industries have relied on Montcap Financial Corporation to help them sustain growth and seize new opportunities. At Montcap, we provide revolving financing facilities of up to $10 million through the purchase of accounts receivable, a practice commonly known as factoring. In addition, we often structure asset-based lending programs to further assist our clients in managing their growth. Factoring invoices with Montcap is a proven method of financing a company’s operations. Rapidly growing companies, turnarounds and companies with heavy concentrations in accounts receivable, all benefit from eliminating the collection cycle and normalizing cash flow. 

We cater to a multitude of diverse industries in the manufacturing, distribution and service sectors. Our clients include companies in the aerospace, food, energy, plastics, printing, apparel, automotive, employment services, industrial supply and transportation industries.

Montcap Financial Corporation, formed in 1990 became a subsidiary of Accord Financial Corp. (TSE-ACD) in 1992, and is the sister company of Accord Business Credit Inc. and Accord Financial, Inc. as well as member of Factors Canada tm.

Accord Business Credit Inc. was incorporated in 1978 and operates as an "old-line" factor specializing in credit and collection services. It is the largest and oldest Canadian owned factoring company, with full service offices in Montreal and Toronto.

Accord Financial, Inc. started in 1977 and acquired by Accord Financial Corp. in 1992, specializes in factoring services by purchasing receivables for cash from small and medium-sized U.S. companies.

FactorsCanada tm is a brand recently created by Accord Financial Corp. to tie together all its funding services in Canada.

Liquid Capital Corp. is the only licensing factoring operation in Canada that offers its licensees a full back-office system, credit guarantees and the Liquid Exchange tm - a clearinghouse whereby its licensees can purchase or sell approved invoices. Montcap Financial Corporation provides Liquid Capital Corp. with back-office processing infrastructure, credit guarantees and funding to the Liquid Exchange tm.