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Welcome to Montcap

Since 1990, Montcap Financial Corporation has been providing working capital financing to small and medium sized businesses across Canada. From our offices in Montreal and Toronto, we provide accounts receivable based factoring facilities and asset based loans up to $10,000,000 to support high growth businesses and companies in transition.

Montcap is a 100% owned subsidiary of Accord Financial Corporation, a leading North American provider of factoring and other asset-based financial servises to businesses. Accord is a publicly traded company, listed on the Toronto Stock Exchange (TSX-ACD).

Montcap’s financial solutions extend beyond factoring to providing asset based loans, which may be offered in conjunction with our factoring facilities. The following types of asset based loans may be provided by Montcap:

Inventory Financing
Equipment
Purchase Order Financing
Scientific Research and Experimental Development Tax Credit Advances

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Factoring is the process of selling your invoices or accounts receivable to a Factor such as Montcap for immediate cash. Montcap will immediately advance to you an agreed upon percentage of invoices that you issue. Montcap will then collect the invoice from your customer and remit the balance due to you upon payment by your customer. Factoring can be an ideal way to finance your business.

FAQ's

We provide you with answers to all your questions.

Click here to see a selection of recent transactions and case studies illustrating how Montcap can help.

high growth
high concentrations in accounts receivable
purchase orders but little working capital
start-ups
operational turnarounds
financial restructurings
acquisitions
management buy-outs